New listing 

6374 Branch Rd, Medina

10 acres     $ 225,000

WHAT TO DO IF YOU CAN'T MAKE YOUR HOUSE PAYMENT ANYMORE?

     The first thing you should do is collect all the information you can. You can then make an informed decision on the best plan for you to follow. A good place to start is the U.S Department of Housing and Urban Development (HUD) web site www.hud.gov/foreclosure . Here you can find answers to some of your questions and low or no cost agencies approved by HUD to help you. (If you use a company you see on TV, it is probably not free.) 

     In Medina County, the Medina County Auditor, Michael E. Kovack has partnered with an organization named ESOP (Empowering and Strengthening Ohio's People).  They have signed agreements with some of the lenders and can negotiate with the lenders on behalf of some homeowners.  There are not any charges for this service.  One of the deputy auditors has been trained by ESOP to help you.  For more information log on to http://www.medinacountyauditor.org/forehelp.htm or call 330-725-9137. 

     You also should talk to a foreclosure lawyer and your tax adviser. It is important to know how your decisions today will affect you in the years to come. Your home is only the collateral on your loan. When your lender sells your home you may still owe the balance of the loan and the lender's costs in selling it. Also, how will your different options affect your credit score and for how long? 

     You may decide your best option is a short sale. (When a seller owes more on their loan than the sale of the property will produce in this market.) This is where we can help. MSL Realty Realtors are SFR (Short Sale & Foreclosure Resource) certified. Short sales are not short. Lenders can take months to respond and the list of forms you need to supply is not short either. We can assist you in this process. Our team is ready to help you if you take this path.

 Would You Like To Be One Of The First To Know When Your Next Home Comes On The Market ??

Tell us what you are looking for and we will arrange to have the Multiple Listing Service notify you by e-mail as soon as a home matching your criteria is listed. When you see a home you would like see, contact us. We will arrange a time for you to see it.  Tell us what you would like, and we will help you find it.

Committed To Your Needs  

The role of a real estate agent is to guide you through the buying or selling process, taking the time to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business relationship is built.

We realize that people do business with people they trust. We are interested in what is best for you, the client, and are committed to establishing a long-term relationship based on trust. We pride ourself on being knowledgeable and staying current with changes in the industry that will affect the success of your transaction. You have worked hard to be able to purchase the home of your dreams. We feel the responsibility to make those dreams a reality and pursue the right solution enthusiastically.

• Pajama Program   You can drop off new pajamas and books  in our lobby for the Pajama Program. www.pajamaprogram.org     This is a program to deliver warm sleepwear and nurturing books to children in need.                                                         
• Enthusiasm working for you
  Helping people make one of their most important decisions is a serious responsibility, but something that we enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
• Established Credibility
  Our team of realtors have many years of experience and knowledge working in this industry. We can say with confidence that our team will get the job done right.
• Let us help YOU!  Looking to sell a home, buy a home, build a home? We can help!  As life-long residents of the area, we can help you achieve your goals.